Basal
Your Financial BMR
Do you know what
you actually cost?
Your true daily burn rate — the money your life costs, whether you swipe the card or not.
Your true daily burn rate — the money your life costs, whether you swipe the card or not.
Your body has a Basal Metabolic Rate (BMR) — the calories it burns at rest daily just to exist.
Basal finds your Financial BMR.
Basal is the precision metric of what your life actually costs today. Every expense. Every frequency. One honest number.
Most finance tools show you categories. Basal shows you commitments. Use tags to search across every category at once — and see what your actual lifestyle truly costs per day.
Your running expenses don't live in one category. Shoes are Shopping. Race fees are Lifestyle. Supplements are Health. Tag them all and instantly see what your hobby costs you per day — across every category at once.
These aren't hypothetical. They're your actual tagged numbers in Basal — searchable, sortable, always live. Type any tag and your real cross-category cost appears instantly.
Enter any expense at any frequency. Basal amortizes everything — rent, running shoes, toothpaste, therapy — into one honest daily number.
Every commitment lives next to its true daily cost. See what's hitting your account in the next 7, 14, or 30 days — nothing sneaks up on you.
You don't get a haircut every day. But you're already paying for the next one. How much am I putting into my haircut piggy bank today? $1.10. Now multiply that mindset across every recurring cost in your life.
The eureka moment isn't in any individual number. It's in the total. Most people discover their daily cost is double what they assumed — before a single discretionary dollar is spent.
Before you sign the new lease. Before the baby. Before you quit your job. Model the exact cost change in a sandbox — your real data is never touched.
Know exactly where every dollar flows. Track lifetime totals. Project where you'll be in 10, 20, 30 years at your current rate. Measure lifestyle creep year over year.
When an app auto-imports from your bank, you're a passenger. You never learn the roads. Manual entry is the mechanism of mindfulness — not a limitation.
Auto-importing makes you passive. Entering each expense — feeling its weight, its category, its daily cost — is exactly where the rewire happens.
Stored locally by default. Optional encrypted cloud sync. No third-party access. No advertising. No data sold. Face ID supported.
The benefit lives in the input process. You'll reconsider expenses you never questioned. The eureka moment is in the number you arrive at when done.
Download Basal. Your Financial BMR is waiting.